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Save your home from foreclosure.

The Housing Education Program, a division of Consumer Credit Counseling Service of San Francisco, is a HUD-approved non-profit housing counseling agency. We have been providing free housing counseling and education since 1994 and are recognized by Freddie Mac, HUD, and local and national lenders for our excellence in meeting the diverse housing needs of the communities we serve

We have helped thousands of families avoid foreclosure. If you are having trouble making your mortgage payment, we encourage you to get help as soon as possible. Statistics prove that the earlier in the process you start, the more successful you will be in keeping your home.

  • 82 percent of 30-day delinquent borrowers reinstate their loan
  • 51 percent of 60-day delinquent borrowers reinstate their loan
  • 36 percent of 90-day delinquent borrowers reinstate their loan
  • Only 34 percent of borrowers reinstate their loan after foreclosure begins

Whether your loan is delinquent now or you fear it soon will be, contact us for assistance today. Start by reviewing our online educational program and then contact us to set up an appointment with one of our counselors.

The Housing Education Program continues to be the national leader in providing housing education to meet the specific and unique challenges of homeownership. Through strategic partnerships and community outreach (including our free workshops and educational materials), we strive to help individuals and families locally and nationally achieve their dream of homeownership.

Download the Freddie Mac brochure "Keeping Your Home, Protecting Your Investment" (PDF).

Download the Housing Counseling Agreement (PDF)

If you are falling behind on your mortgage and would like to schedule a counseling session to review your options, please call 877-511-CASA (2272), or contact us online.
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